Hold dollars. Spend them at home.

How it works

From email to usable dollars.

1. 

   01

   Open an account

   Sign in with email. We create your dollar account. There is no seed phrase to store.

2. 

   02

   Add money

   Buy with a card or pay from mobile money. Funds arrive as USDC in your account.

3. 

   03

   Send or cash out

   Transfer to anyone, or settle to M-Pesa and bank accounts. Fees are shown first.

Cash out

Dollars in. Local money out.

Keep a dollar balance, then settle to the rails people already use. M-Pesa, bank transfer, and other local methods where we operate.

You send$250.00

Platform fee$1.88

They receive31,850 KES

ArrivesUsually minutes

Everyday money

Built for people who get paid across borders.

Earn in dollars

Get paid from anywhere. Keep a USDC balance that does not swing with local FX.

Hold what you need

Your account is dollars, not a stack of chain names. Open it when you spend.

Spend at home

Cash out to M-Pesa or a bank when you need local money, with the fee shown first.